I guess you could say I’ve been involved in-home improvement projects quite often in my life. At this very minute my husband is finishing the drywall in our living room, and will soon be painting it. While it’s great to see the finished product, the process can be very messy.

Be sure to consider the type of material you plan to use before building an addition to your home. Using wood may increase your insurance premiums because of the added risk of fire. Steel and concrete are more durable and fire-resistant, so choosing one of these options can help keep your annual insurance premiums low.

When you have to redo your roof, use white tile or any other light colored material. This lighter color helps reflect light, making your attic and the rest of your home cooler. You may save a lot of money on your cooling and heating bills.